All information including interest rate is subject to change. 1. Interest is calculated daily and charged monthly. Minimum loan amount $10,000. Only available for new car loans, no internal product switches. 2. Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 3. Interest shown applies to Standard Term Deposit of 6 months between $1,000 - $300,000. 4. Interest shown applies to Standard Term Deposit of 12 months between $1,000 - $300,000. All deposits are accepted at the Bank’s discretion. For standard terms that are less than or equal to 12 months, interest is paid at maturity; for terms over 12 months, interest is paid annually and at maturity. For monthly terms, interest is paid every month and at maturity with a reduction of 0.20% from the applicable stated interest rate. Generally, Members are not entitled to withdraw funds until the term matures. We may, in our absolute discretion and consideration of their reason, allow the Member to withdraw funds before the end of the term. If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply.