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Savings Interest Rates

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Savings Interest Rates

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View the rates our bank offers on savings and transaction accounts. Apply Online Talk to us

Savings Products (Government Guaranteed*)

MoneyMAX Account (S12)

Balance Rate##
$1 and over 4.90% pa

Bonus Saver Account (S7)+

Balance Rate##
$1 and $100,000 Up to 4.50% pa

Power-up eSaver Account (S6)

Balance Rate##
$1 and over 2.90% pa

Pensioner Security Account (S8)++

Balance Rate#
$45,400.01 and over 3.00% pa
$1 to $45,400 2.86% pa

Access Savings, Budget Savings, Special Purpose Account & Cash Management (S1, S2, S3 & S5)

Balance Rate#
$1 and over 0.00% pa

Christmas Savings Account (S4)***

Balance Rate#
$1 and over 1.85% pa

Business Accounts

My Business/My Country Accounts (S20)

Balance Rate#
$1 and over 0.00% p.a.

My GST (S24)

Balance Rate#
$1 and over 0.00% pa

All information including interest rate is subject to change.
# Interest is calculated daily and paid quarterly.
## Interest is calculated daily and paid monthly.
*Capped at $250,000 per person
*** Withdrawals only available from 1 November to 31 January.
+Eligibility criteria, terms and conditions, fees and charges apply.
Bonus interest rate applies to account balances under $100,000 if those accounts have:
- a minimum monthly deposit of $50 and
- no withdrawals, transfers within the calendar month
Standard interest rate applies to account balances
- over $100,000, and
- up to $100,000 if the account does not meet above criteria for bonus interest rate.
Example: Member’s bonus saver account balance is $112,413.59 at the end of the month. During the month member has deposited $50 and made no withdrawals. Bonus interest is payable on $100,000 and standard interest is payable on $12,413.59. Interest is calculated daily and paid monthly.
Bonus interest rate is currently 4.49% and standard interest rate is currently 0.01%. Rates are subject to change.
Personal banking only. Only one bonus saver account can be opened per membership.
++Special Note: Members over 65 years of age are automatically exempt from paying the Monthly Usage Fee, no application for exemption forms are required.