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Fixed Rate

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Enjoy the certainty of knowing what your repayments are for a fixed period, whether you are looking to buy a new home or simply refinancing. Fixed rate terms available for 1,2,3 and 5 years. Available for Owner Occupied or Investment.

All displayed interest rates are for Owner Occupied loans only. Investment rates available by clicking here

2.99% pa1 
Fixed Rate

4.00% pa2 
Comparison rate

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Key Features & Benefits

Maximum loan period 30 years
Minimum loan amount $30,000
Repayment options Weekly, fortnightly or monthly
Account keeping or service fees $0
Split option Yes
Legal fee At cost+
Valuation fee At cost+
Establishment fee $1253
Unlimited Redraw facility No
Early repayment fee Yes, if paid out before expiry

+ Other fees and charges may apply and will be specified at the time the loan is approved.


Additional Information

Credit eligibility criteria, terms and conditions, fees and charges apply.

1. These rates are for secured loans only. Available for new home loan, refinances from competitors, top-ups and internal product switches. Minimum amount on new home loan is $30,000. 
2. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.