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All in One Rewards Package

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Enjoy a wide range of discounts and benefits on loans, credit cards, everyday banking and insurance for a single annual package fee. The All in One Rewards Package is a great option if you are buying a new home, refinancing or investing in property.

All displayed interest rates are for Owner Occupied loans only. Investment rates available by clicking here

3.65% pa 
Interest rate

4.07% pa1 
Comparison rate

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Key Features & Benefits

Maximum loan period 30 years
Minimum loan amount $30,000
Repayment options Weekly, fortnightly or monthly
100% offset facility Available - no fee
Annual fee $350
Legal fee At cost+
Valuation fee At cost+
Establishment fee $953
Redraw facility Unlimited - no fee
Annual fee on VISA credit card No annual fee
Visa, EFTPOS, ATM transactions Unlimited
Additional repayment Accepted - no fee
Early repayment Accepted - no fee
Switch to fixed rate No
Bonus rate on Term Deposits Available
Repayment holiday Available - conditions apply
Premium Rate on Personal Loans Available
Discount on Home & Contents and Buildlng Insurance Available

+ Other fees and charges may apply and will be specified at the time the loan is approved.

For detailed information, read the All In One Rewards Package Information Sheet


Additional Information

Credit eligibility criteria, terms and conditions, fees and charges apply.
1. The Rewards PACKAGE can be added for existing All In One Home Loan members who add an additional minimum $100,000 to their existing Home Loan balance.
2. Third party transaction fees may apply when you use ATMs of another financial institution or where they imposed by a merchant.
3. Only one Access savings account (or any other accounts as agreed) which must be in the name of any of the parties included in the Rewards Package is eligible for the waiver of Excess Transaction Fees. Other fees and charges may apply.
4. Only one Visa Credit Card fee is waived and must be under the name of one of the Rewards Package applicants.
5. These rates are for secured loans only. Available for new home loan, refinances from competitors and top-ups. Minimum amount on new home loan is $150,000.
6. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.