Cars cost money to buy, money to own, and money to run. So anywhere you can save deserves closer inspection.

With our Motor Vehicle Insurance*, you can relax and enjoy the drive, knowing that should anything happen, you can be back on the road without major expense or hassles.

Competitive, convenient cover backed by QBE

Motor Vehicle Insurance is one of a comprehensive range of insurance solutions offered through our association with QBE Insurance. Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as its prompt, efficient and friendly claims service – that we’ve made it our general insurance provider.

Cover Options

You have a range of cover options, depending on your own circumstances and those of others likely to drive your car.

• Comprehensive
  This policy provides complete cover, regardless of the number of licensed drivers using the vehicle. It protects you against theft, fire and damage to your car, as well as damage you may cause to another person’s car or property.
• 30+ Plus Nominated Driver Cover
  If you are a more experienced driver 30 years of age or over, and others under 30 won’t be driving the car, you can nominate two drivers who are 30 years of age or over and take out a full comprehensive policy at a discounted price
• Third Party Only
  This provides cover for damage you may cause to another person’s car or property, but does not cover your own car. Uninsured Driver Protection Cover is included under this policy.
• Third Party Fire & Theft
  This is an extension of the Third Party Only Policy, which provides cover if your car is stolen or damaged due to fire.

For new cars, a new car replacement option

Insure your brand new car with QBE within 2 years of purchase, and if it’s written off within the first four years of ownership or 100,000kms, whichever comes first, it’ll be replaced with a new one (conditions apply).

A number of ways to save

There are various ways to enjoy discounts on your premium.

• A choice of Excess
  Your excess is the initial amount you have to pay yourself if you make a claim, and we offer variable excess. The higher the excess you choose, the lower the premium you’ll pay.
• Multi-policy discount
  Once you have one MemberCare insurance policy with us, we’ll give you a discount on each additional MemberCare policy #
• No claim bonus
  If you’ve been claim-free for a period of 12 months upward, you may qualify for a no-claim bonus of up to 60% off the base premium.

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Easy to arrange, simple to claim

The convenience of having Motor Insurance under the same roof as your financial services isn’t the only way we make life easier.

From making your application to making a claim, we will ensure things are as straightforward as possible.

Flexible payment options include fortnightly, monthly or annual direct debit or credit card payments (excluding Diners Club).

If you do need to make a claim, we won’t make you wade through paperwork. QBE have a 24-hour emergency claims number, and in most cases, you need just provide details over the phone.
 

Download the Product Disclosure Statement (PDS) and Target Market Determination (TMD)

• Product Disclosure Statement
• Target Market Determination

<sub>Important Notes
* Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read and consider the Product Disclosure Statement (PDS) and Target Market Determination (TMD) to decide if a product is right for you. The relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) can be obtained above on this web page, titled “Download the Product Disclosure Statement (PDS) and Target Market Determination (TMD)”.</sub>

_{# Multi-policy discount is available on your first policy after renewal and is only available for Home, Landlords and Motor Vehicle policies that are purchased through the same financial institution}

_{Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545.}