Home Insurance

Choose home insurance to help suit your needs

Buying or renting your first home? Or, have the kids moved out and you have the house to yourselves? With the range of options we can offer you through CGU Insurance, you will be able to choose the home insurance to help suit your needs.

Online Quote Contact Us

Cover levels to help suit your needs

Accidental Damage

Premium Cover
Enjoy added peace of mind with CGU Insurance's highest level of cover for your home contents. As well as cover for events like flood, fire and theft, Premium cover will also cover for accidental loss or damage.

Listed Events

Quality Cover
Get Quality Cover, and know that you have coverage for a range of natural disasters, weather events, break-ins and more.

Fundamentals

Basic Cover
Basic has you covered for floods, fires, break-ins and more. You could be pleasantly surprised at just how much cover you get!

Building and Contents Options

Want insurance for your family home? Or do you need cover for your personal items and the special painting you bought at auction last year? We can offer cover that will help suit your needs. With each cover type below, you can tailor it with Premium, Quality or Basic options depending on your needs.

Building and Contents

Complete Coverage
Combined Building & Contents Insurance gives you cover for both your home and certain items inside it.

✓  Residential building protection
✓  Domestic outbuildings such as garages and sheds
✓  Infrastructure for services
✓  Inbuilt swimming pools and spas
✓  Money
✓  Jewellery
✓  Computer and software
✓   Furniture

Get a quote

Buildings cover

Coverage For Structures
Building Insurance covers both the dwelling you live in, plus other buildings on your property - like sheds and garages.

✓  Residential building protection
✓  Domestic outbuildings such as garages and sheds
✓  Infrastructure for services
✓  Inbuilt swimming pools and spas
✗  Money
✗  Jewellery
✗  Computer and software
✗  Furniture

Get a quote

Contents cover

Coverage For Contents Only
Contents Insurance, you're covered for a wide range of items - from furniture to jewellery to TVs and laptops. It even covers your carpet and curtains.

✗  Residential building protection
✗  Domestic outbuildings such as garages and sheds
✗  Infrastructure for services
✗  Inbuilt swimming pools and spas
✓ Money
✓ Jewellery
✓ Computer and software
✓ Furniture

Get a quote

Important Documents

Before you decide on the cover, read the Product Disclosure Statement (PDS) and Target Market Determinations. In the PDS you'll learn about what's covered and what's not.

Product Disclosure Statements

Key Facts Sheets

Important Information

Unity Bank Limited ABN 11 087 650 315, AFSL 240399 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant the Product Disclosure Statement and Target Market Determinations from here.