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Worker Support Package

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Are you interested in finding out more?

 

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Contact your relationship manager

 

Seamus Ryan

Mobile: 0428 124 267 | Email: sryan@unitybank.com.au

 

Mehan Fernando

Mobile: 0457 633 686 | Email: mfernando@unitybank.com.au


Unity Bank's worker support package is designed to help you gain the most from your finances and to assist you during periods of challenge or hardship in your workplace or community.

Protected Action Clause1

It is all about strength in unity

Involved in (eligible) industrial action, this protected action clause applies to your loan repayments. 

You may be eligible to

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Home Loan Refinance Offer1,2

Refinance for maximum benefit, and save on interest too!
 

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First Home Guarantee6

A great first break for eligible home buyers with thousands of dollars in savings available!
 

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Family Home Guarantee9

Eligible single natural or adoptive parents of at least one dependent and eligible single legal guardians of at least one dependent, such as aunts, uncles or grandparents purchase their own family home.**

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Community Support Loan1,2

Financial support when you and your family need it most
 

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Disclaimer
Credit eligibility criteria, terms and conditions, fees and charges apply. All information including interest rate is subject to change.
1. Protected Action Clause available for all Unity Bank members while involved in “protected industrial action” under the Fair Work Act, 2009 (Cth). Members with loans contracted before 13/9/21, must first apply to Unity Bank to vary their loan contract to include the Protected Action Clause. Prior to becoming involved in a protected industrial action Member must not be in default under their loan contract. Member must request Unity Bank to postpone repayments in part or in full.
2. Loan deferment option, community support and refinance offers available at the discretion of the Bank and subject to approval.Interest accrues and is capitalised to the loan throughout the approved loan repayment deferral period.
3. Interest rate shown applies to an Advantage Plus Variable rate P&I Owner Occupied (LVR 60% and below).
4. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate. Interest rates are on a per annum basis.
5. Other fees and charges may apply and will be specified at the time the loan is approved. Valuation fee waived for one property only.
6. Only available for eligible first home buyers or previous home owners who haven't owned a property in the ten years prior to the date they execute their home loan. Interest rate shown applies to a First Home Buyer Advantage Plus Variable rate P&I Owner Occupied (LVR 60% and below). Minimum home loan balance $150,000. Not available for top ups or internal product switches. Loan to Value Ratio(LVR), is the ratio of money you borrow compared to the value of the property used as security, as determined by the Bank.
7. The First Home Guarantee and Family Home Guarantee is not a cash payment or a deposit for your home loan.
8. Interest rate shown applies to an unsecured personal loan rate.
9. Only available for eligible single parents or eligible single legal guadians of at least one dependent, including those who are not first home buyers. Interest rate shown applies to a First Home Buyer Advantage Plus Variable rate P&I Owner Occupied (LVR 60% and below). Minimum home loan balance $150,000. Not available for top ups or internal product switches. Loan to Value Ratio(LVR), is the ratio of money you borrow compared to the value of the property used as security, as determined by the Bank.
10. Other fees and charges may apply and will be specified at the time the loan is approved. Valuation fee is waived for one property up to $360.
* Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for unsecured loans only.
** Documentation supporting guardianship may be required.