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Premium Personal Loan

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A lower variable interest rate for members:

  • With an existing home loan, or
  • Who are an existing home owner, or
  • With an existing Fixed Term Deposit with Unity Bank greater than $20,000.

12.24% pa1 Interest rate

12.46% pa2 Comparison rate

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Premium Personal Loan
Interest Rates
Variable Interest Rate12.24% pa
Comparison Rate12.46% pa
Features
Minimum Amount$500 
Loan periodUp to 7 years
RepaymentsMonthly, Fortnightly, Weekly
Annual/ Monthly Fee$0
Establishment Fee$150 
Variable and lump sum repaymentsYes
Additional Repayments Fee$0 
Free redraw facilityYes
Auto repayments salary/accountYes


Credit eligibility criteria, terms and conditions, fees and charges apply. All information including interest rate is subject to change.

1. Available to members who have an existing home loan, are home owners or have a term deposit of $20,000 or more. Minimum loan amount $500. Minimum loan period 1 year. Maximum loan period up to 7 years.
2. Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for unsecured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate. Interest rates are on a per annum basis.