Premium Personal Loan


A discounted variable interest rate for members:

  • With an existing home loan with Unity Bank, or
  • With an existing Fixed Term Deposit with Unity Bank greater than $20,000, or
  • Who are an existing Home Owner.

All displayed interest rates are for Owner Occupied loans only. Investment rates available by clicking here

7.99% pa1 
Interest Rate

8.20% pa2 
Comparison rate

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Key Features & Benefits

Maximum loan period Up to 7 years
Minimum loan amount $500
Establishment fee $150
Repayment options Weekly, fortnightly or monthly
Variable and lump sum repayments Yes
Early repayment without penalty Yes
Redraw facility No
Monthly account keeping or service fees Yes


Additional Information

Credit eligibility criteria, terms and conditions, fees and charges apply.

1. Available to members who have an existing home loan, are homeowners or have a term deposit of $20,000 or more.
2. Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years. These rates are for unsecured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.